/* State & Co Truck Insurance — design G "Slate & Brick": ink #0F172A, slate text #475569, brick accent #B4381F (sparingly), amber #F5C542. Inter. */
:root{--ink:#0F172A;--txt:#475569;--muted:#64748B;--line:#E2E8F0;--soft:#F8FAFC;--brick:#B4381F;--amber:#F5C542;--max:1180px;--r:14px;--r-s:10px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:400 17px/1.65 Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--txt);background:#fff}
h1,h2,h3{font-family:Inter,system-ui,sans-serif;font-weight:800;color:var(--ink);line-height:1.12;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(34px,5.2vw,56px);letter-spacing:-.03em}h2{font-size:clamp(26px,3.4vw,38px)}h3{font-size:19px;font-weight:700;letter-spacing:-.01em}
a{color:var(--ink)}a:hover{color:var(--brick)}
img{max-width:100%;height:auto}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.top{background:var(--ink);color:#CBD5E1;font-size:13px}.top .wrap{display:flex;flex-wrap:wrap;gap:6px 18px;justify-content:space-between;padding-top:7px;padding-bottom:7px}.top a{color:#fff;text-decoration:none}
.hdr{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.hdr .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 20px;padding-top:12px;padding-bottom:12px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}.logo svg{flex:none}
.logo .lw{font-weight:800;font-size:19px;letter-spacing:-.02em;line-height:1.1;color:var(--ink)}
.nav{display:flex;flex-wrap:wrap;gap:4px 24px;font-size:15px;font-weight:500}.nav a{color:var(--ink);text-decoration:none;padding:8px 0}.nav a:hover{color:var(--brick)}
.call{background:var(--ink);color:#fff;text-decoration:none;font-weight:700;font-size:15px;padding:10px 18px;border-radius:999px;min-height:44px;display:inline-flex;align-items:center}.call:hover{color:#fff;background:#1E293B}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:12px 24px;border-radius:var(--r-s);border:0;background:var(--ink);color:#fff;font:600 16px Inter,sans-serif;text-decoration:none;cursor:pointer}
.btn:hover{background:#1E293B;color:#fff}.btn.dark{background:var(--ink)}.btn.ghost{background:transparent;border:1.5px solid var(--line);color:var(--ink)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--brick);margin:0 0 12px;letter-spacing:.02em}.eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--brick)}
.hero{background:var(--soft);border-bottom:1px solid var(--line);padding:64px 0}.hero .wrap{display:flex;flex-wrap:wrap;gap:48px;align-items:center}
.hero .eyebrow{background:#fff;border:1px solid var(--line);padding:6px 12px;border-radius:999px;color:var(--ink)}
.hero p.lead{color:var(--txt);font-size:19px;max-width:560px}
.hero-copy{flex:1 1 480px;min-width:0}
.card{background:#fff;color:var(--ink);border-radius:var(--r);padding:26px;border:1px solid var(--line);box-shadow:0 24px 60px rgba(15,23,42,.10)}
.qform{flex:1 1 380px;min-width:0;display:flex;flex-direction:column;gap:12px}
.qform legend,.qform h2{font-size:21px;margin:0 0 6px}
.types{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;border:0;margin:0;padding:0}
.types label{border:1.5px solid var(--line);border-radius:var(--r-s);padding:12px;min-height:50px;display:flex;align-items:center;gap:8px;cursor:pointer;font-weight:600;font-size:15px;background:#fff}
.types input{accent-color:var(--ink)}.types label:has(input:checked){border-color:var(--ink);background:var(--ink);color:#fff}
label.f{display:flex;flex-direction:column;gap:6px;font-size:13px;font-weight:500;color:var(--txt)}
input[type=text],input[type=tel],input[type=email],input[type=password],input[type=number],input[type=date],input[type=datetime-local],select,textarea{font:inherit;font-size:16px;padding:11px 14px;border:1px solid var(--line);border-radius:var(--r-s);min-height:48px;width:100%;background:var(--soft);color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--ink);outline-offset:1px;background:#fff}
textarea{min-height:120px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;line-height:1.45}.consent input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--ink)}
.why{background:var(--soft);color:var(--txt);border-top:1px solid var(--line);border-radius:0 0 var(--r) var(--r);margin:16px -26px -26px;padding:16px 26px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;font-size:14px}.why a{color:var(--ink);font-weight:800;font-size:18px;text-decoration:none}
section{padding:72px 0}section.alt{background:var(--soft)}
.center{text-align:center}.center .eyebrow{justify-content:center}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.tile{border:1px solid var(--line);border-radius:var(--r);padding:24px;background:#fff;display:flex;flex-direction:column;gap:8px;transition:border-color .15s,box-shadow .15s}
.tile:hover{border-color:#CBD5E1;box-shadow:0 10px 30px rgba(15,23,42,.06)}
.tile:before{content:"";width:10px;height:10px;border-radius:50%;background:var(--brick)}.tile:nth-child(2):before{background:var(--amber)}.tile:nth-child(3):before{background:var(--muted)}.tile:nth-child(4):before{background:var(--ink)}
.tile p{margin:0;font-size:15px}.more{font-weight:600;text-decoration:none;font-size:15px}.more:after{content:" →"}
.steps{counter-reset:s}.step{text-align:left;padding:24px;border:1px solid var(--line);border-radius:var(--r);background:#fff}.step:before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;width:40px;height:40px;margin:0 0 12px;border-radius:10px;background:var(--soft);border:1px solid var(--line);color:var(--ink);font-weight:800;font-size:17px}
.badges{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-top:10px}.badge{border:1px solid var(--line);border-radius:var(--r-s);padding:12px 8px;text-align:center;font-weight:600;font-size:13px;line-height:1.3;color:var(--ink)}
.states{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:6px 18px}.states a{color:var(--ink);text-decoration:none;padding:8px 0;border-bottom:1px solid var(--line)}.states a:hover{color:var(--brick)}
.chips{display:flex;flex-wrap:wrap;gap:8px}.chips a{border:1px solid var(--line);border-radius:999px;padding:8px 14px;text-decoration:none;color:var(--ink);font-size:15px;background:#fff}.chips a:hover{border-color:var(--ink)}
.posts{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);display:block}.post:hover{border-color:#CBD5E1}.post small{color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.06em;font-size:12px}.post h3{margin:6px 0 0;font-size:18px}
.page{display:flex;flex-wrap:wrap;gap:44px;padding-top:28px;padding-bottom:64px}.main{flex:1 1 600px;min-width:0}.side{flex:1 1 300px;min-width:0;max-width:380px;display:flex;flex-direction:column;gap:20px}
.side .sticky{position:sticky;top:90px}
.crumbs{font-size:14px;padding-top:16px;color:var(--muted)}.crumbs a{text-decoration:none;color:var(--muted)}.crumbs a:hover{color:var(--ink)}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:8px 0 28px}.stat{border:1px solid var(--line);border-radius:var(--r-s);padding:16px;background:var(--soft)}.stat b{display:block;font-weight:800;font-size:24px;color:var(--ink);letter-spacing:-.02em}.stat span{font-size:13px}
.note{font-size:12px;color:var(--muted)}
details{background:#fff;border:1px solid var(--line);border-radius:var(--r-s);padding:14px 18px;margin-bottom:10px}summary{cursor:pointer;color:var(--ink);font-weight:600}
.article{max-width:760px}.article h2{margin-top:1.4em}.article li{margin:.3em 0}
.news{background:var(--ink);color:#fff;padding:60px 0}.news h2{color:#fff}.news .wrap{display:flex;flex-wrap:wrap;gap:28px;align-items:center}.news form{flex:1 1 440px;display:flex;flex-direction:column;gap:12px}.news .consent{color:#CBD5E1}.news input[type=email]{background:#fff}.news .btn{background:var(--amber);color:var(--ink)}.news .btn:hover{background:#FFD36B;color:var(--ink)}
.ftr{background:var(--ink);color:#94A3B8;padding:44px 0;font-size:15px;border-top:1px solid #1E293B}.ftr .wrap{display:flex;flex-wrap:wrap;gap:28px;justify-content:space-between}.ftr a{color:#E2E8F0;text-decoration:none}.ftr a:hover{color:#fff}.ftr b{color:#fff}.ftr div{display:flex;flex-direction:column;gap:5px}
.ok{background:#ECFDF5;border:1px solid #6EE7B7;padding:12px 16px;border-radius:var(--r-s);color:#065F46}.err{background:#FEF2F2;border:1px solid #FCA5A5;padding:12px 16px;border-radius:var(--r-s);color:#7F1D1D}
.hp{position:absolute;left:-5000px}
.callbar{display:none}
@media (max-width:720px){.nav{display:none}.logo .lw{font-size:16px}.logo svg{width:32px;height:32px}.hdr .call{padding:8px 14px;font-size:14px}.callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:6;background:var(--ink);justify-content:center}.callbar a{color:#fff;font-weight:700;font-size:17px;text-decoration:none;padding:14px}body{padding-bottom:56px}section{padding:48px 0}.hero{padding:40px 0}.badges{grid-template-columns:1fr 1fr 1fr}}
/* v4: tighter hero + compact quote form */
.hero .wrap{align-items:flex-start}.hero-copy{padding-top:8px}
.hero-cta{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px;margin-top:22px}.hero-cta span{font-size:14px;color:var(--muted)}
.carriers{margin-top:28px;padding-top:20px;border-top:1px solid var(--line);max-width:560px}.carriers span{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}.carriers p{margin:6px 0 0;font-size:15px;font-weight:600;color:var(--ink);line-height:1.7}
.qform legend{font-weight:800;color:var(--ink);font-size:22px;letter-spacing:-.02em;margin-bottom:12px}
.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px}
.types{position:relative}.types input{position:absolute;opacity:0;width:1px;height:1px}.types label{justify-content:center}.types label:focus-within{outline:2px solid var(--brick);outline-offset:2px}
/* v5: match design sample G */
.hero .wrap{align-items:center}.hero{padding:88px 0}.hero-copy{padding-top:0}
.pill{display:inline-block;font-size:14px;font-weight:600;color:var(--ink);background:#fff;border:1px solid var(--line);padding:7px 16px;border-radius:999px;margin:0 0 22px}
.hero h1{font-size:clamp(38px,5.4vw,62px);line-height:1.04;margin-bottom:22px}
.hero p.lead{font-size:20px;line-height:1.6;margin:0}
.hstats{display:flex;flex-wrap:wrap;gap:20px 40px;margin-top:34px}.hstats div{display:flex;flex-direction:column}.hstats b{font-size:30px;font-weight:800;color:var(--ink);letter-spacing:-.02em;line-height:1.1}.hstats span{font-size:14px;color:var(--txt)}
.logo .lw{display:flex;flex-direction:column;line-height:1}.logo .lw b{font-size:20px;font-weight:800;letter-spacing:-.02em}.logo .lw small{font-size:10.5px;font-weight:600;letter-spacing:.24em;color:var(--txt);margin-top:4px}
.call{gap:8px;font-size:16px;padding:11px 20px}
.qform{gap:14px}.qform .types label{min-height:54px;font-size:16px}
.qbtn{min-height:54px;font-size:17px;font-weight:700}
.qcall{text-align:center;font-size:14px}.qcall a{font-weight:700;color:var(--ink)}
.opt{color:var(--muted);font-weight:400}
@media (max-width:720px){.hero{padding:40px 0}.hstats{gap:16px 28px}.hstats b{font-size:24px}.logo .lw b{font-size:17px}}
.qterms{text-align:center;font-size:12px;line-height:1.5}.qterms a{color:var(--txt)}
/* v6: footer grid */
.ftr{padding:56px 0 28px}
.ftr .ftr-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:40px;flex-direction:initial}
.ftr .ftr-grid>div{display:flex;flex-direction:column;gap:9px}
.ftr b{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#fff;margin-bottom:6px}
.ftr-brand p{margin:4px 0 6px;color:#94A3B8;font-size:14px;line-height:1.6;max-width:320px}
.ftr .ftr-logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:17px;letter-spacing:-.01em}
.ftr .ftr-bottom{display:block;margin-top:40px;padding-top:22px;border-top:1px solid #1E293B;font-size:13px;color:#64748B}
@media (max-width:900px){.ftr .ftr-grid{grid-template-columns:1fr 1fr}.ftr-brand{grid-column:1/-1}}
@media (max-width:520px){.ftr .ftr-grid{grid-template-columns:1fr;gap:28px}}
.capt label.f{flex-direction:row;flex-wrap:wrap;align-items:center;gap:8px 10px;font-size:14px}.capt input[name=captcha_answer]{width:80px;min-height:42px;text-align:center}.capt-q{font-weight:700;color:var(--ink)}.news .capt label.f{color:#CBD5E1}.news .capt-q{color:#fff}
