Truck insurance blog
Plain-English guides to truck, trucking, box truck and hot shot insurance.
Owner-Operator Checklist: 60 Days Before Your Truck Insurance Renewal
A step-by-step checklist for owner-operators to prepare for a truck insurance renewal: documents, safety scores, drivers, equipment and when to shop.
Trucking InsuranceHow to Read a Trucking Insurance Quote: Down Payment, Monthly and Paid-in-Full
A plain-English guide to comparing trucking insurance quotes: premium, taxes and fees, down payment, financing, paid-in-full savings and coverage details.
Truck InsurancePhysical Damage Coverage for Financed Trucks: Stated Value, Deductibles and Gaps
How physical damage insurance works on a financed semi or box truck: stated value, deductibles, loss payees, and how to avoid owing money after a total loss.
Trucking InsuranceCargo Insurance for Truckers: Limits, Exclusions and What Brokers Ask For
How motor truck cargo insurance works: typical limits, common exclusions, reefer breakdown, unattended vehicle clauses and how to avoid a denied claim.
Truck InsuranceTruck Insurance for New Authorities: How to Get Through Year One
Why new trucking authorities pay the most for insurance, what carriers look for, and the steps that bring your premium down after the first year.
Box TruckHot Shot vs Box Truck: Which Costs Less to Insure?
Comparing hot shot and box truck insurance: what drives each price, which carriers write them and what to consider before you buy equipment.
Hot ShotHot Shot Insurance Requirements: Authority, CDL and Coverage Explained
What hot shot truckers need: USDOT and MC authority, when a CDL is required, federal liability minimums, cargo limits and how to keep premiums down.
Box TruckNon-CDL Box Truck Insurance: What You Need Before Your First Load
Starting a non-CDL box truck business? The DOT number, authority, filings and insurance coverage you need, and what underwriters look for.