Privacy Policy
Last updated: November 14, 2026
This Privacy Policy explains how State & Co Truck Insurance, a website of State & Co Insurance LLC ("State & Co", "we", "us"), collects, uses and shares information when you visit statecotruckinsurance.com (the "Site"), request a quote, subscribe to our newsletter or receive email from us.
Information we collect
- Information you give us. When you request a quote we collect your name, phone number, email address (optional), USDOT number, the type of truck you operate and the page you sent the request from. When you subscribe to our newsletter we collect your email address and a record of your consent.
- Information from public sources. We use public motor carrier records published by the Federal Motor Carrier Safety Administration (FMCSA), such as company name, USDOT number, business address, business email, fleet size and insurance filing information, to prepare quotes and to contact businesses about commercial truck insurance.
- Information collected automatically. Our servers log basic technical data such as IP address, browser type and the pages requested, which we use for security and to keep the Site working. To understand how the Site is used, we count page visits and how long pages stay open using our own first-party measurement. It uses no cookies, stores no IP addresses, and identifies visitors only by an anonymous code that changes every day. When you open or click a link in an email from us, we record that the email was opened or the link was clicked so we can measure our emails and stop sending to inactive addresses.
How we use information
- To prepare and compare insurance quotes, contact you about your request and service your policy.
- To send our newsletter if you opted in, and to send information about commercial truck insurance to businesses.
- To process unsubscribe requests, bounces and complaints, and to keep a suppression list so we do not email people who opted out.
- To protect the Site against spam and abuse and to comply with the law.
Calls and text messages
If you give us your phone number in a quote request, you agree that a licensed agent may call or text you about that request. Message and data rates may apply. Reply STOP to any text, or tell us, and we will stop texting you.
How we share information
- Insurance carriers and wholesalers. To get you a quote, we share the details needed for underwriting with the insurance companies and wholesale brokers we work with.
- Service providers. We use vendors that host the Site and send email on our behalf, such as our hosting provider, Amazon Web Services (email delivery) and Cloudflare (CAPTCHA spam protection). They may use the information only to provide their services to us.
- Legal reasons. We may disclose information if required by law, regulation or legal process, or to protect our rights and the safety of others.
We do not sell personal information, and we do not share it with third parties for their own marketing.
Email choices
Every marketing email we send includes our mailing address and an unsubscribe link. You can unsubscribe with one click or by replying "unsubscribe". We process opt-outs promptly and within 10 business days as required by the CAN-SPAM Act.
Cookies and third-party services
The Site does not use cookies for visitors, advertising trackers or third-party analytics. Pages load fonts from Google Fonts, and our forms use Cloudflare Turnstile to block spam; these services may receive your IP address and browser information under their own privacy policies.
Data retention and security
We keep quote requests and email records for as long as needed to serve you, meet insurance record-keeping requirements and resolve disputes, and we keep opt-out records so we can honor them. We use reasonable administrative and technical safeguards, including encrypted connections (HTTPS) and restricted access, but no method of transmission or storage is completely secure.
Your choices and rights
You can ask us to access, correct or delete the personal information we hold about you, or to stop contacting you, by emailing kevin@statecotruckinsurance.com or calling (980) 475-8075. Depending on where you live, you may have additional rights under state privacy laws. We will not discriminate against you for exercising them. We may need to verify your identity before acting on a request, and we may keep information that we are legally required to retain.
Children
The Site is intended for businesses and adults. We do not knowingly collect information from children under 16.
Changes to this policy
We may update this policy from time to time. The "Last updated" date above shows when it last changed.
Contact us
State & Co Insurance LLC
11220 Elm Ln Ste 202, Charlotte, NC 28277
Phone: (980) 475-8075
Email: kevin@statecotruckinsurance.com