California
Truck Insurance in California
California is the largest trucking market in the country, from port drayage in Los Angeles and Long Beach to produce out of the Central Valley. CARB rules, port congestion and high claim costs make California truck insurance its own specialty.
Major California freight corridors
California carriers spend a lot of their miles on I-5, I-10, I-15 and CA-99. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for California owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in California. How truck insurance works.
Trucking insurance for California fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in California
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in California
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers California carriers use today
The most common current insurers on California filings include United Financial Casualty Company, Northland Insurance Company, Db Insurance Co., Ltd (U.S.Branch) and Great West Casualty Co.. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major California cities
California truck insurance FAQs
How much is truck insurance in California?
It depends on your authority age, driving records, radius, cargo and garaging address. California quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in California?
Yes. Several of our carriers write new ventures in California. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in California?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in California, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.