Denver, CO
Truck Insurance in Denver, CO
We help Denver-based carriers find the right truck insurance, from first-year authorities to established fleets, across 15+ trucking insurers.
The Denver trucking market
About 61% of active carriers based in Denver run a single power unit, and the most common freight listed on their FMCSA records includes general freight, bldgmat, construct and machlrg. Denver sits on the I-70, I-25 and I-76 network that moves most Colorado freight.
Insurers Denver carriers use
The most common current insurers among Denver-based carriers are Artisan & Truckers Casualty Company, Geico Marine Insurance Company, Great West Casualty Co. and Great West Casualty Co. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for Denver truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for Denver fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What Denver freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in Denver?
Garaging address, radius, cargo, authority age and driving records. Denver trucks running I-70 and I-25 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in Denver without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should Denver carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 147 carriers based in Denver have policies renewing in the next 90 days.
Other Colorado cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.