Florida
Truck Insurance in Florida
Florida freight moves through Jacksonville, Miami and Tampa ports and a huge distribution belt along I-4. Florida is also one of the toughest liability markets in the country, so shopping several carriers matters more here than almost anywhere.
Major Florida freight corridors
Florida carriers spend a lot of their miles on I-95, I-75, I-4 and I-10. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for Florida owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in Florida. How truck insurance works.
Trucking insurance for Florida fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in Florida
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in Florida
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers Florida carriers use today
The most common current insurers on Florida filings include Progressive Express Insurance Company, Geico Marine Insurance Company, Northland Insurance Company and Canal Insurance Co.. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major Florida cities
Florida truck insurance FAQs
How much is truck insurance in Florida?
It depends on your authority age, driving records, radius, cargo and garaging address. Florida quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in Florida?
Yes. Several of our carriers write new ventures in Florida. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in Florida?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in Florida, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.