Illinois
Truck Insurance in Illinois
Chicago and Joliet form one of the largest rail-to-truck intermodal hubs in North America. Illinois carriers range from city box trucks to long-haul fleets, and Cook County addresses often price very differently from downstate.
Major Illinois freight corridors
Illinois carriers spend a lot of their miles on I-80, I-55, I-57, I-90 and I-94. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for Illinois owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in Illinois. How truck insurance works.
Trucking insurance for Illinois fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in Illinois
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in Illinois
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers Illinois carriers use today
The most common current insurers on Illinois filings include Artisan & Truckers Casualty Company, Geico Marine Insurance Company, Great West Casualty Co. and Northland Insurance Company. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major Illinois cities
Illinois truck insurance FAQs
How much is truck insurance in Illinois?
It depends on your authority age, driving records, radius, cargo and garaging address. Illinois quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in Illinois?
Yes. Several of our carriers write new ventures in Illinois. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in Illinois?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in Illinois, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.