Baltimore, MD
Truck Insurance in Baltimore, MD
We help Baltimore-based carriers find the right truck insurance, from first-year authorities to established fleets, across 15+ trucking insurers.
The Baltimore trucking market
About 61% of active carriers based in Baltimore run a single power unit, and the most common freight listed on their FMCSA records includes general freight, bldgmat, construct and motoveh. Baltimore sits on the I-95, I-70 and I-81 network that moves most Maryland freight.
Insurers Baltimore carriers use
The most common current insurers among Baltimore-based carriers are Progressive Casualty Insurance Company, Agency Insurance Company Of Maryland, Inc, Sentry Select Insurance Company and Great West Casualty Co.. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for Baltimore truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for Baltimore fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What Baltimore freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in Baltimore?
Garaging address, radius, cargo, authority age and driving records. Baltimore trucks running I-95 and I-70 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in Baltimore without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should Baltimore carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 119 carriers based in Baltimore have policies renewing in the next 90 days.
Other Maryland cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.