Michigan
Truck Insurance in Michigan
Michigan trucking still revolves around the auto industry, with heavy cross-border traffic at the Detroit crossings into Canada. Winter driving and Detroit-area addresses both weigh on Michigan pricing.
Major Michigan freight corridors
Michigan carriers spend a lot of their miles on I-75, I-94, I-96 and I-69. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for Michigan owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in Michigan. How truck insurance works.
Trucking insurance for Michigan fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in Michigan
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in Michigan
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers Michigan carriers use today
The most common current insurers on Michigan filings include Progressive Michigan Insurance Company, Great West Casualty Co., Northland Insurance Company and Great West Casualty Co. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major Michigan cities
Michigan truck insurance FAQs
How much is truck insurance in Michigan?
It depends on your authority age, driving records, radius, cargo and garaging address. Michigan quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in Michigan?
Yes. Several of our carriers write new ventures in Michigan. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in Michigan?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in Michigan, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.