New Jersey
Truck Insurance in New Jersey
New Jersey is home to the Port of Newark–Elizabeth and the warehouse corridor along the Turnpike. Drayage and last-mile work are everywhere, and New Jersey liability rates are among the highest in the country.
Major New Jersey freight corridors
New Jersey carriers spend a lot of their miles on I-95 / NJ Turnpike, I-78, I-287 and I-80. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for New Jersey owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in New Jersey. How truck insurance works.
Trucking insurance for New Jersey fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in New Jersey
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in New Jersey
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers New Jersey carriers use today
The most common current insurers on New Jersey filings include Drive New Jersey Insurance Company, American Millennium Insurance Company, Accredited Specialty Insurance Company and Universal Casualty Risk Retention Group, Inc. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major New Jersey cities
New Jersey truck insurance FAQs
How much is truck insurance in New Jersey?
It depends on your authority age, driving records, radius, cargo and garaging address. New Jersey quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in New Jersey?
Yes. Several of our carriers write new ventures in New Jersey. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in New Jersey?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in New Jersey, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.