Madison, WI
Truck Insurance in Madison, WI
Looking for truck insurance in Madison, WI? We quote owner-operators, small fleets, box trucks and hot shots based in Madison with 15+ trucking carriers.
The Madison trucking market
About 53% of active carriers based in Madison run a single power unit, and the most common freight listed on their FMCSA records includes general freight, bldgmat, construct and machlrg. Madison sits on the I-94, I-90 and I-41 network that moves most Wisconsin freight.
Insurers Madison carriers use
The most common current insurers among Madison-based carriers are Artisan & Truckers Casualty Company, Geico Marine Insurance Company, Great West Casualty Co. and Old Republic Insurance Company. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for Madison truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for Madison fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What Madison freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in Madison?
Garaging address, radius, cargo, authority age and driving records. Madison trucks running I-94 and I-90 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in Madison without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should Madison carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 29 carriers based in Madison have policies renewing in the next 90 days.
Other Wisconsin cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.