Minnesota
Truck Insurance in Minnesota
Minnesota carriers move agriculture, food processing and retail freight out of the Twin Cities, plus bulk loads through the Port of Duluth. Long winters make equipment and claims history especially important.
Major Minnesota freight corridors
Minnesota carriers spend a lot of their miles on I-94, I-35 and I-90. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for Minnesota owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in Minnesota. How truck insurance works.
Trucking insurance for Minnesota fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in Minnesota
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in Minnesota
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers Minnesota carriers use today
The most common current insurers on Minnesota filings include United Financial Casualty Company, Great West Casualty Co., Great West Casualty Co and Northland Insurance Company. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major Minnesota cities
Minnesota truck insurance FAQs
How much is truck insurance in Minnesota?
It depends on your authority age, driving records, radius, cargo and garaging address. Minnesota quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in Minnesota?
Yes. Several of our carriers write new ventures in Minnesota. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in Minnesota?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in Minnesota, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.