Minneapolis, MN
Truck Insurance in Minneapolis, MN
Minneapolis truckers: compare truck insurance quotes from 15+ carriers with one application. Semi trucks, box trucks, hot shots and fleets.
The Minneapolis trucking market
About 68% of active carriers based in Minneapolis run a single power unit, and the most common freight listed on their FMCSA records includes general freight, construct, bldgmat and passengers. Minneapolis sits on the I-94, I-35 and I-90 network that moves most Minnesota freight.
Insurers Minneapolis carriers use
The most common current insurers among Minneapolis-based carriers are United Financial Casualty Company, Great West Casualty Co., Great West Casualty Co and Geico Marine Insurance Company. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for Minneapolis truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for Minneapolis fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What Minneapolis freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in Minneapolis?
Garaging address, radius, cargo, authority age and driving records. Minneapolis trucks running I-94 and I-35 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in Minneapolis without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should Minneapolis carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 162 carriers based in Minneapolis have policies renewing in the next 90 days.
Other Minnesota cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.