Tennessee
Truck Insurance in Tennessee
Memphis is one of the country’s biggest freight hubs, with the river, rail and a major air-cargo airport. Nashville and Chattanooga are home to a number of large trucking companies.
Major Tennessee freight corridors
Tennessee carriers spend a lot of their miles on I-40, I-24, I-65, I-75 and I-55. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for Tennessee owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in Tennessee. How truck insurance works.
Trucking insurance for Tennessee fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in Tennessee
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in Tennessee
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers Tennessee carriers use today
The most common current insurers on Tennessee filings include Progressive Hawaii Insurance Corp, Geico Marine Insurance Company, Great West Casualty Co. and Northland Insurance Company. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major Tennessee cities
Tennessee truck insurance FAQs
How much is truck insurance in Tennessee?
It depends on your authority age, driving records, radius, cargo and garaging address. Tennessee quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in Tennessee?
Yes. Several of our carriers write new ventures in Tennessee. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in Tennessee?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in Tennessee, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.