Knoxville, TN
Truck Insurance in Knoxville, TN
Knoxville truckers: compare truck insurance quotes from 15+ carriers with one application. Semi trucks, box trucks, hot shots and fleets.
The Knoxville trucking market
About 47% of active carriers based in Knoxville run a single power unit, and the most common freight listed on their FMCSA records includes general freight, construct, bldgmat and machlrg. Knoxville sits on the I-40, I-24 and I-65 network that moves most Tennessee freight.
Insurers Knoxville carriers use
The most common current insurers among Knoxville-based carriers are Progressive Hawaii Insurance Corp, Geico Marine Insurance Company, Great West Casualty Co. and Agency Insurance Company Of Maryland, Inc. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for Knoxville truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for Knoxville fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What Knoxville freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in Knoxville?
Garaging address, radius, cargo, authority age and driving records. Knoxville trucks running I-40 and I-24 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in Knoxville without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should Knoxville carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 68 carriers based in Knoxville have policies renewing in the next 90 days.
Other Tennessee cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.