Texas
Truck Insurance in Texas
Texas has more trucks on the road than any other state: Port of Houston containers, oilfield work in the Permian, cross-border freight at Laredo and El Paso, and huge distribution hubs around Dallas–Fort Worth.
Major Texas freight corridors
Texas carriers spend a lot of their miles on I-35, I-10, I-20, I-45 and I-30. Tell us your real lanes and radius: it is one of the biggest factors in what you pay.
Truck insurance for Texas owner-operators
Primary liability with your BMC-91X filing, cargo and physical damage, quoted with carriers that are actively writing in Texas. How truck insurance works.
Trucking insurance for Texas fleets
Scheduled fleet programs with driver approvals, certificates for every broker and payment plans. Fleet coverage details.
Box truck insurance in Texas
Final-mile, furniture, expedited and local freight, CDL or non-CDL. Box truck coverage.
Hot shot insurance in Texas
Pickup and gooseneck operations, including first-year authorities. Hot shot coverage.
Insurers Texas carriers use today
The most common current insurers on Texas filings include Progressive County Mutual, Geico County Mutual Insurance Co., Highlander Specialty Insurance Company and Geico County Mutual Insurance Company. If one of them is raising your rate, we can usually show you what the rest of the market looks like.
Truck insurance in major Texas cities
Texas truck insurance FAQs
How much is truck insurance in Texas?
It depends on your authority age, driving records, radius, cargo and garaging address. Texas quotes vary widely between carriers, which is why we compare several before you choose.
Do you write new authorities in Texas?
Yes. Several of our carriers write new ventures in Texas. Expect a higher first-year price, which usually improves after 12 months of clean, continuous coverage.
Can you insure box trucks and hot shots in Texas?
Yes. We place box truck (CDL and non-CDL) and hot shot programs in Texas, along with semi trucks and fleets.
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.