Dallas, TX
Truck Insurance in Dallas, TX
Dallas truckers: compare truck insurance quotes from 15+ carriers with one application. Semi trucks, box trucks, hot shots and fleets.
The Dallas trucking market
About 66% of active carriers based in Dallas run a single power unit, and the most common freight listed on their FMCSA records includes general freight, bldgmat, construct and other: other. Dallas sits on the I-35, I-10 and I-20 network that moves most Texas freight.
Insurers Dallas carriers use
The most common current insurers among Dallas-based carriers are Progressive County Mutual, Geico County Mutual Insurance Company, Geico County Mutual Insurance Co. and Highlander Specialty Insurance Company. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for Dallas truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for Dallas fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What Dallas freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in Dallas?
Garaging address, radius, cargo, authority age and driving records. Dallas trucks running I-35 and I-10 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in Dallas without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should Dallas carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 332 carriers based in Dallas have policies renewing in the next 90 days.
Other Texas cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.