San Antonio, TX
Truck Insurance in San Antonio, TX
We help San Antonio-based carriers find the right truck insurance, from first-year authorities to established fleets, across 15+ trucking insurers.
The San Antonio trucking market
About 68% of active carriers based in San Antonio run a single power unit, and the most common freight listed on their FMCSA records includes general freight, bldgmat, construct and other: other. San Antonio sits on the I-35, I-10 and I-20 network that moves most Texas freight.
Insurers San Antonio carriers use
The most common current insurers among San Antonio-based carriers are Progressive County Mutual, Geico County Mutual Insurance Co., Geico County Mutual Insurance Company and Highlander Specialty Insurance Company. We quote many of the same markets plus others, so you can see how your renewal compares.
Coverage for San Antonio truckers
- Truck insurance: liability with filings, cargo and physical damage for owner-operators.
- Trucking insurance for San Antonio fleets, with driver approvals and certificates.
- Box truck insurance, CDL and non-CDL, for local and final-mile work.
- Hot shot insurance for pickup and trailer setups.
What San Antonio freight means for your policy
General freight cargo
Most brokers want $100,000 cargo for general freight. Check the excluded commodities on any quote.
Hazmat limits
Hazmat loads can require $1M to $5M in liability under federal rules, so we confirm your commodity before quoting.
FAQs
What drives truck insurance prices in San Antonio?
Garaging address, radius, cargo, authority age and driving records. San Antonio trucks running I-35 and I-10 lanes are priced on those factors like anywhere else, but carriers weigh local claim costs differently, so quotes can vary a lot.
Can I get box truck insurance in San Antonio without a CDL?
Yes, for trucks rated 26,000 lbs or less, as long as drivers meet the carrier's experience guidelines.
When should San Antonio carriers start shopping their renewal?
About 45 to 60 days before renewal. Right now 216 carriers based in San Antonio have policies renewing in the next 90 days.
Other Texas cities
*From public FMCSA data via Insight Carrier, refreshed daily. Last update 11/14/2026.